Ai Governance & Trust
Ai Built for Scale.
Governed for Real-World Deployment.
34 governance controls. 28 fully implemented. Runtime enforcement, approval workflows, review queues, output scanning, endpoint allowlisting, provenance tracking, context isolation. While competitors ship uncontrolled Ai features and hope for the best, RA ships governed Ai systems with audit trails.
Competitive Intelligence
Your Competitors Have Zero Ai Governance
| Company | Ai Systems | Governance Controls | Runtime Enforcement | Audit Trail | Regulatory Status |
|---|---|---|---|---|---|
| RealRiches | 12 production | 34 controls (28 implemented) | Fail-closed | Immutable | Clean — zero litigation |
| 2 | None disclosed | None | None | No governance framework | |
| 1 (DOJ flagged) | None (DOJ imposed monitor) | None | Court-ordered | Under DOJ consent decree | |
| 1 (Realm-X) | None disclosed | None | None | No governance framework | |
| 0 | None | N/A | N/A | 42yr codebase, no Ai | |
| 0 Ai systems | None | N/A | N/A | Under FTC antitrust suit | |
| 0 | None | N/A | N/A | No Ai, no governance |
The $230M Lesson RealPage Learned Too Late
RealPage had ZERO governance controls on their pricing algorithm. The DOJ imposed a 3-year court-appointed monitor as a result. RA's governance stack was built BEFORE deployment, not after a $230M settlement forced it. This is the difference between proactive architecture and reactive compliance.
34-Control Framework
The 34-Control Framework
| Category | Count | Status | Meaning |
|---|---|---|---|
| Implemented | 28 | Fully operational in the application layer | |
| Infra-Ready | 2 | Code complete, awaiting infrastructure activation | |
| Future ML | 2 | Platform prepared, ML engineering planned | |
| N/A | 2 | Not applicable under current API-provider architecture |
34 / 34 identified controls are addressed.
This does not mean every future capability is live. It means every identified control is either implemented, infrastructure-ready, future-ready, or correctly classified as N/A. No gaps. No unknowns. No overclaiming.
Implemented Controls
What Is Already Operational
Ai Governance Registry
Classifies all Ai services. Identifies shadow-Ai. Categorizes BYOAI. Distinguishes human vs machine API consumers.
No other PropTech platform even tracks which Ai services they are running.
Runtime Enforcement
Fail-closed governance on every Ai action. Review requirements, output scanning, policy checks.
Governance is in the code path, not in a policy document.
Approval Queue & Human Review
Approve, deny, defer flows. Queue semantics. Full audit trail.
Human-in-the-loop is not marketing language at RA. It is a reviewable execution framework.
Hardening Controls
Endpoint allowlisting, provenance tracking, integrity verification, review-gate enforcement, heartbeat visibility, context isolation with TTL.
The same hardening discipline applied to defense and financial systems.
Closure & Readiness Layer
Every control classified with evidence. No overclaiming. Infra-pending and future-ML work explicitly separated from implemented controls.
Investors see exactly what is done, what is next, and what is not applicable — with evidence, not marketing.
Commercial Advantage
What This Enables Commercially
Enterprise Readiness
Enterprise buyers ask: "How do you govern your Ai?" AppFolio: "We have Realm-X." Yardi: "We do not use Ai." RealRiches: "34 controls, 28 implemented, runtime enforcement, immutable audit trail."
That is the difference between a product demo and a procurement win.
Safer Premium Monetization
Governed Ai lets RA productize premium workflows ($149–$1,299 tiers) without creating uncontrolled platform risk.
Competitors cannot tier Ai features because they cannot control them.
Faster Feature Rollout
New Ai features route through a common control layer. No one-off exception handling. No governance reviews per feature. The framework scales.
Diligence Posture
Investors evaluate a real control model — not a slide deck claim. When due diligence asks "show me your Ai governance," RA produces 34 controls with evidence.
Competitors produce silence.
Remaining Work
What Remains — Transparent, Not Defensive
Remaining items are concentrated in infrastructure activation and future ML enhancement, not missing application-layer governance primitives.
Infra-Ready
Private inference posture: Network-private provider connectivity remains an infrastructure activation task.
SIEM connection: External security monitoring hookup remains a security operations task.
Future ML
Anomaly modeling: Broader model-based anomaly detection remains a future ML workstream.
Closed-loop feedback learning: Automated learning from approvals, denials, and workflow outcomes remains future ML work.
N/A — Current Architecture
Model artifact quarantine: Not applicable because RA uses API-based providers, not downloaded model files. No model artifacts to quarantine or scan.
The Moat
Governance Is Not a Checkbox.
It Is a Moat.
Building an Ai governance framework after deployment is 10x harder than building it before. RealPage learned this lesson at a cost of $230M and a 3-year court monitor. RA's governance was architected from the first line of code. The 34-control framework is not documentation — it is executable, testable, auditable code running in production. No competitor can retroactively add this to a shipping product without a complete architecture rewrite.
Investor Compliance Matrix
4 Regulatory Frameworks. Audited with Code Evidence.
Every control listed below was verified against production source code with file paths and line numbers. This is not a policy document — it is an engineering audit.
SOC 2 Controls
| Control | Status | Evidence |
|---|---|---|
| CC6.1 — Logical Access | IMPLEMENTED | JWT auth on every route, rate limiting, CSRF protection. |
| CC6.2 — Authentication | IMPLEMENTED | MFA (TOTP), argon2id hashing, account lockout (5 attempts/15min). |
| CC6.3 — RBAC | IMPLEMENTED | Hierarchical roles, scoped permissions, default-deny engine. |
| CC6.6 — Encryption in Transit | IMPLEMENTED | HSTS 1yr, CSP, X-Frame DENY, nosniff, secure cookies. |
| CC6.7 — Encryption at Rest | PARTIAL | AES-256-GCM for PCI, HIPAA encryption service. Field-level encryption middleware pending. |
| CC7.1 — Change Management | IMPLEMENTED | 17/17 CI gates, Husky pre-commit, commitlint, frozen lockfile. |
| CC7.2 — Vulnerability Mgmt | IMPLEMENTED | SBOM (CycloneDX 5.6MB), gitleaks, eslint-plugin-security, dep-graph validator. |
GDPR Controls
| Article | Status | Evidence |
|---|---|---|
| Art 5 — Data Minimization | IMPLEMENTED | Explicit select clauses, PII exclusion, data minimizer utility. |
| Art 6 — Lawful Basis | IMPLEMENTED | 6 lawful bases tracked per processing operation. Consent manager with history. |
| Art 15 — Right of Access | IMPLEMENTED | Data export endpoint collecting profile, leases, payments, documents, consent. |
| Art 17 — Right to Erasure | IMPLEMENTED | 30-day grace period, email confirmation, scheduled deletion job. |
| Art 25 — Privacy by Design | IMPLEMENTED | httpOnly cookies, Swagger disabled in prod, Permissions-Policy. |
Fair Housing Controls
| Control | Status | Evidence |
|---|---|---|
| Discriminatory Listings | IMPLEMENTED | Protected class detector (8 classes), semantic analyzer with proxy phrase detection, ad compliance checker. |
| Ai Steering Prevention | IMPLEMENTED | FairScreen bias firewall, adversarial router, policy injection. |
| Source of Income | IMPLEMENTED | Section 8 / voucher phrases flagged as PROHIBITED. Criminal background → disparate impact analysis per HUD 2016. |
| Reasonable Accommodation | IMPLEMENTED | 7-state machine tracker, undue burden calculator, 10-day/30-day SLA, legal reference 42 USC §3604(f)(3)(B). |
PCI-DSS Controls
| Requirement | Status | Evidence |
|---|---|---|
| No Raw Card Data | IMPLEMENTED | HMAC-SHA256 tokenization, AES-256-GCM PAN encryption, CVV never stored. Stripe SDK for processing. |
| Secure Transmission | IMPLEMENTED | HSTS enforced, AES-256-GCM verified, Stripe TLS native. |
| Payment Data Access | IMPLEMENTED | Purpose-based detokenization, Stripe data redacted in logs, audit sanitization of all payment fields. |
| Payment Audit Trail | IMPLEMENTED | Global audit plugin captures all payment mutations. Refund operations logged with Stripe refund ID. |
837 Test Files. 32 E2E Specs. 17/17 CI Gates Green.
Every control above was verified against production source code with exact file paths and line numbers. The audit covered: auth plugins, privacy modules, payment routes, RBAC engine, PCI tokenization, GDPR consent management, fair housing Ai, and FairScreen ISP. Investors can verify every claim against the live codebase.
See How RealRiches Governs Ai at Platform Scale
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